Terms of Use

Last updated: June 3, 2026

These Terms of Use ("Terms") govern your access to and use of cinnamonbayadvisorsllc.com (the "Site"), operated by Cinnamon Bay Advisors, LLC ("we," "us," or "our"). By accessing or using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

1. Use of the Site

You may use the Site for lawful, informational, and business purposes. You agree not to misuse the Site, including by attempting to gain unauthorized access, disrupting its operation, scraping content without permission, or using it in violation of any applicable law.

2. No Advisory Relationship

The content on this Site is provided for general informational purposes only. It does not constitute professional, financial, investment, or legal advice, and no advisory or client relationship is created by your use of the Site or by submitting the contact form. Any engagement of our services is governed by a separate written agreement.

3. Intellectual Property

All content on the Site — including text, graphics, logos, and design — is the property of Cinnamon Bay Advisors, LLC or its licensors and is protected by applicable intellectual-property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

4. Third-Party Links

The Site may contain links to third-party websites or resources. We provide these for convenience only and are not responsible for their content, products, or practices.

5. Disclaimer of Warranties

The Site is provided "as is" and "as available," without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or secure.

6. Limitation of Liability

To the fullest extent permitted by law, Cinnamon Bay Advisors, LLC and its members, officers, and agents will not be liable for any indirect, incidental, consequential, or punitive damages arising out of your use of, or inability to use, the Site.

7. Indemnification

You agree to indemnify and hold harmless Cinnamon Bay Advisors, LLC from any claims, losses, or expenses arising out of your use of the Site or your violation of these Terms.

8. Governing Law

These Terms are governed by the laws of the State of [STATE], without regard to its conflict-of-law principles. Any dispute will be subject to the exclusive jurisdiction of the courts located in [STATE].

9. Changes to These Terms

We may revise these Terms at any time. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

10. Contact Us

Questions about these Terms? Reach us through the contact form on our Site, or at [EMAIL].